Is Preventive Dentistry Covered by Insurance?

It’s no secret that regular dental care is key to keeping your smile healthy—but many patients still wonder if preventive dentistry is actually covered by their insurance plan. At Norman, Obeck, & Foy Dentistry in Richmond, VA, we get this question a lot—and the answer is usually a welcome one.

In most cases, yes—preventive dentistry is covered by insurance. But the specifics can depend on your plan.

What Counts as Preventive Dentistry?

Preventive care includes services designed to maintain oral health and stop problems before they start. These typically include:

• Routine dental cleanings
• Comprehensive exams
• X-rays (usually once per year)
• Oral cancer screenings
• Fluoride treatments (especially for children)
• Dental sealants (for cavity-prone teeth)

These services are often fully or mostly covered by dental insurance, especially if you stick to the recommended schedule of two cleanings and exams per year.

Why Insurance Covers Preventive Care

Insurance companies know that preventive care saves money in the long run. By covering checkups, cleanings, and early detection, they can help patients avoid more complex and costly procedures like root canals, crowns, or extractions. And for patients, that means fewer dental problems and lower out-of-pocket costs down the line.

Know What Your Plan Covers

Even though preventive services are typically covered, it’s important to check your individual insurance policy. Some plans may limit the number of cleanings per year or have age restrictions on fluoride and sealants. Our team is happy to review your benefits, help you understand your coverage, and make sure you’re getting the most out of your plan.

Prevention Pays Off at Every Age

Whether you’re booking a first cleaning for your child or staying on top of your own dental health, preventive care offers lifelong benefits. It’s one of the easiest ways to keep your smile strong and avoid avoidable dental costs.

Preventive Dentistry in Richmond, VA

At Norman, Obeck, & Foy Dentistry, we’re committed to helping you maintain great oral health and get the most value from your insurance. Dr. Andrew Norman, Dr. Kurt Obeck, and Dr. Randall Foy provide thorough, comfortable care that prioritizes prevention. If you’re due for a checkup—or just want to learn more about what your insurance covers—give us a call today. We’re here to make dental care easier and more accessible for you and your family.

Categorized in: Financial, Preventive Dentistry